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Helping Tornado Victims

tornado_damage

We so often find ourselves complaining about the extreme heat here – especially around August.  The complaints are valid and I have been guilty of comments too – until now.  When I see how devastating the weather has been in other parts of the United States, our challenges seem insignificant. Between the tornadoes, the flooding,…

Protect Mortgage Insurance Deductions!!

Many of us are frustrated with what is happening through laws, bills, and changes.  If ever you want to get “involved” now is the time.  Picture our industry and what will happen if mortgage interest write offs are taken away, or at a minimum limited.  We can’t let that happen. I am attaching a video…

FHA Mortgage Insurance Increasing Again April 18

Linda Wittemann, with Prospect Mortgage sent this update on FHA’s increase in their mortgage insurance.  Thank you Linda. FHA is increasing their monthly mortgage insurance again on April 18, 2011.  The monthly MI factor will increase from .9% to 1.15% on April 18.  This means that monthly MI will increase from $75/month per $100k loan amount…

Diane Flannigan left her heart in San Francisco

Diane Flannigan

I was told many years ago that the only thing consistent in our industry is change. It appears that this is true! It is with mixed emotions that I tell you Diane Flannigan will be leaving John Hall & Associates. It has been a wonderful three years since she joined us. But Diane’s heart, as…

It’s hard to believe we are already in March!

8000 Tax Credit

What I started thinking of this morning wasn’t about Spring showers and flowers – it was about the First Time Home Buyer $8,000 Tax Credit.  In addition there is the expanded program for existing home owners to take advantage of. We will be out of time before we know it.  Any buyer must be in…

Best of NAR MP3′s: How to Survive any Market

Development Light

“How To Survive In Any Market” is one of the programs that was recorded at the NAR Convention in San Diego this past November. This particular program was presented by our own Russell Shaw. He was asked to talk about the shifts in our industry and how sales associates might prepare themselves for such shifts….

New from the AAR and ADRE: Short Sale Seller’s Advisory

Arizona Short Sale Help

A big concern in today’s market is how we handle advice and suggestions to our seller when they have to sell their house but it is worth less than they owe on it. Often we are asked to explain foreclosure/REO transactions. We are asked if a short sale is what they should do. Our clients…

Best of NAR MP3′s: Survive, Thrive and Prosper In Any Market

Development Light

We have been fortunate enough to have had Dave Beson here in Arizona to do our annual John Hall & Associates Kick-Off in the past. He was good then, and he is still good now. At the risk of offending some he tells it like it is. As an example, his observation was that people…

One Lender’s Bad Idea of the Week

no-light

by: Marge Lindsay When I hear things that aren’t good, or right, I often say “bad doggie”. Well, with some of the calls, and stories I am hearing about some lenders right now I say “bad doggies”! As an example, I just had a call from one of our sales associates. She said she is…